RBL World Safari credit card is a travel card issued by the RBL Bank targeting millennials. It is one of three variants issued by RBL Bank aimed directly at the millennials, the other two being Popcorn Credit Card and Monthly Treats Credit Card. The card comes with a joining fee of Rs. 3,000 and provides you with welcome gift vouchers worth Rs. 3,000. It rewards you in the form of travel points and you can earn up to 5 TPs on every Rs. 100 you spend. These travel points can be redeemed against flight/hotel bookings and other travel related spends at rblrewards website.
Keeping the travel & lifestyle needs of its customers in mind, the card comes with compliemntary access to domestic & international airport lounges and zero foreign currency markup fee. You also get complimentary rounds of golf every year. Moreover, you can earn up to 25,000 bonus travel points and a gift voucher worth Rs. 10,000 every year on achieving the milestone spend. To know more about the RBL World Safari Credit Card, keep reading.
- Spend based Waiver- Waiver of annual fee on the basis of the amount spent in the previous year.
- Rewards Redemption Fee- Rs. 99+GST on every redemption request.
- Foreign Currency Markup- Up to 3.5% on all international spends
- Interest Rates- Uo to 3.99% per month
- Fuel Surcharge- 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000.
- Cash Advance Charge- Higher of 2.5% of the cash withdrawn or Rs. 100.
- Add-on Card Fee- Nil
Rewards and Benefits
- Movie & Dining- NA
- Rewards Rate- 5 travel points on every Rs. 100 spent on travel, 2 travel points on every Rs. 100 spent elsewhere.
- Reward Redemption- The travel points can be redeemed at www.rblrewards.com for exciting rewards and offer on your air travels, hotel bookings, and much more.
- Travel- Complimentary access to domestic as well as international airports and several travel insurance covers.
- Golf- 4 Complimentary golf rounds per calendar year and 12 complimentary golf lessons per calendar year.
- Domestic Lounge Access- 2 domestic lounge access every calendar quarter to selected airports in India.
- International Lounge Access- 2 complimentary international lounge visits every year using Priority Pass membership.
- Insurance Benefits- Travel insurance provides cover worth USD 50,000 to an individual on his international travels.
- Zero Liability Protection- The protection provided to the cardholder in case of fraudulent charges is reported within a stipulated time period.
Fees & Charges
- Spend based Waiver- Nil
- Rewards Redemption Fee- Rs. 99 plus applicable taxes per redemption request
- Foreign Currency Markup- Nil
- Interest Rates- 3.99% per month (47.88% per annum)
- Fuel Surcharge- A 1% fuel surcharge waiver at all fuel stations across India
- Cash Advance Charge- 2.5% of the withdrawal amount subject to a minimum charge of Rs. 500
- Add-on Card Fee- Nil
Product Details
- Welcome gift voucher worth Rs. 3,000 from MakeMyTrip
- Up to 5 travel points on every spend of Rs. 100.
- Up to 25,000 bonus travel points every year on achieving the milestone spend.
- Additional Taj Experience Gift Card worth Rs. 10,000 on annual spending of Rs. 7.5 lacs.
- Complimentary domestic and international lounge access.
- Complimentary membership to the Priority Pass program.
- Complimentary access to golf sessions at selected golf courses across the country.
- No foreign currency markup fee.
- 1% fuel surcharge waiver.
RBL World Safari Credit Card Features and Benefits
The World Safari Credit Card offered by the RBL Bank is a premium card offered by the bank. It comes with a great reward rate and various other privileges across different categories. Some of its most important features and benefits are as follows:
Welcome Benefit
As a welcome benefit, the RBL World Safari credit card offers you a MakeMyTrip voucher worth Rs. 3,000. This voucher is provided to the cardholder through SMS or e-mail on your registered email or phone number after payment of the membership fee. The card must be used at least once within 30 days of card issuance to avail of this offer.
Milestone Rewards
There are several milestone benefits associated with this card for travel enthusiasts to make their travel cheaper
- You get 10,000 bonus travel points on spending Rs. 2.5 lakhs or more in an anniversary year.
- You get 15,000 additional travel points on spending Rs. 5 lakhs or more in an anniversary year.
- You get a gift voucher worth Rs. 10,000 from Amazon / Taj experience/ Croma / Myntra / MakeMyTrip on achieving an annual spend of Rs. 7.5 lakhs.
Travel Lounge Access
- You get 2 complimentary domestic lounge access every quarter.
- You get 2 complimentary international lounge access every year via Priority Pass.
- You can avail of 1 extra international lounge access every quarter by spending Rs. 50,000 or more in the previous quarter.
- Every lounge visit using Priority Pass, post the complimentary visits, will be chargeable at USD 27 per person per visit.
Golf Benefits
- You get access to 4 complimentary golf games every year.
- You get 4 complimentary golf lessons every year (1 per month).
- You get a 50% discount on green fees after the complimentary visits.
Travel Insurance
A travel insurance cover worth up to USD 50,000 is provided to the customers on their international travels, which includes travel to all foreign countries( including the USA and Canada, excluding the country of residence). This travel insurance covers the following categories:
| Category | Insurance Cover |
| Emergency medical expenses | USD 50,000 |
| Flight delay | USD 250 |
| Lost baggage | USD 200 |
| Lost passport | USD 300 |
| personal Liability | USD 10.000 |
No Forex Markup Fee
The most exciting feature of this travel card is that it comes with a zero markup fee on international spending. Other credit cards charge you around 3.5% on foreign currency conversion by which you can save around 3.5% on this credit card.
Fuel Surcharge Waiver
Fuel surcharge waiver of 1% of all fuel transactions at all fuel stations across India. It is valid for all fuel transactions between Rs. 500 and Rs. 4,000 and is subject to a maximum waiver of Rs. 250 per month.
RBL Bank World Safari Credit Card Rewards Points
The reward rates of the RBL World Safari Credit Card are as mentioned below:
- You get 2 travel points on every Rs. 100 spent on all categories using this credit card
- You get 5 travel points on every Rs. 100 spent on travel using this credit card
- No travel points are provided for international purchases.
Reward Redemption
The travel points you earn can be redeemed against various categories and products, including flight/hotel bookings, shopping, gift vouchers, etc at https://www.rblrewards.com.
RBL Bank World Safari Credit Card Fees and Charges
Some of the important fees and charges of the World Safari Credit Card are as mentioned below:
- The joining and annual fee of this credit card is Rs. 3,000 plus applicable taxes.
- The interest rate on the RBL World Safari Credit Card is 3.99% per month.
- The foreign currency markup fee on this credit card is zero, i.e, there are no charges for the foreign transactions that are made with this card.
- The cash advance fee on this credit card is 2.5% of the withdrawn amount subject to a minimum of Rs. 500.
RBL World Safari Credit Card Eligibility Criteria
The eligibility requirements for the RBL Bank World Safari Credit Card may different on different factors and these are as follows:
- The applicant’s age should be above 21 years.
- The applicant should have a stable source of income, i.e, the applicant should either be salaried or self-employed.
- The applicant should have a decent credit score.
Documents Required
The documents required to apply for the RBL Bank World Safari Credit Card are listed below:
- Identity Proof: Aadhar Card, Voter’s ID, PAN Card, Driving License, Passport, etc.
- Address Proof: Utility bills (not older than three months), Aadhar Card, Passport, etc.
- Income Proof: You might also need to submit the latest bank statements/salary slips or the latest audited ITR as proof of income.
How to Apply For RBL Edition Credit Card?
You can apply for the RBL Bank World Safari Credit card online as well as offline at your convenience. To apply offline, visit your nearest RBL branch and fill out the physical application form there. To apply online, follow a few simple steps as mentioned below:
- Visit the RBL Bank’s official website.
- Click on the option ‘Credit Cards.’
- Select ‘RBL Bank World Safari Credit Card.’
- Click on Apply Now option under that.
- Proceed further by filling in all the required details.
Conclusion
RBL World Safari credit card comes packed with lots of benefits and features that would make your travel easy and cheaper. The card doesn’t only provide complimentary airport lounge access but also allows you to save on international transactions as it has no forex markup fee. Let us take an example to explain how you can save with a card with no forex markup fee: Suppose you make a purchase worth $100, then you will have to pay $104 (approx) with other cards that charge a forex markup fee of 3.5%, but you will only need to pay the real amount, i.e, $100 with this card. Moreover, along with the regular rewards, you can earn up to 25,000 bonus travel points. What do you think about the RBL World Safari Credit Card? Do let us know in the comments.
