Credit Card

SBI PRIME Credit Card

Key Highlights of SBI PRIME Credit Card

Below are the key highlights of SBI Card PRIME:

1.  Joining and annual fee is only Rs. Rs 2,999 + taxes each.
2. Annual fee is waived off on minimum annual expenditure of Rs. 3 lakh.
3. Earn 10 reward points per Rs 100 spent on food, groceries.
Department stores and movies.
4. Rs. Welcome e-Gift Voucher of Rs. 3,000 from top brands.
5. Get 1% fuel surcharge discount on transaction value of Rs. from 500
Rupee. Rs 4,000 at all petrol pumps.
6. Outside India, 4 complimentary visits per calendar year to International Priority Pass lounges (maximum 2 visits  per quarter).
7. 8 complimentary visits per calendar year to domestic lounges in India (maximum 2 visits per quarter).

Features and Benefits of SBI Card PRIME

The main features and benefits of SBI Prime Credit Card are as follows:

welcome gift

  • Rupee. Welcome e-Gift Voucher. 3,000 from top brands.
  • You will receive an SMS to choose from e-voucher options from Bata, Hush Puppies, Pantaloons, Aditya Birla
  • Fashion, Shoppers Stop or Yatra.com within 15 days of annual fee payment.
  • The e-voucher will be sent to your registered mobile number or e-mail ID within 5 days of request.

Reward Points

  • 10 reward points per Rs 100 spent on dining, groceries, departmental stores and movies.
  • Per Rs. 2 Reward Points on Spending. Rs 100 on all other retail categories except fuel.
    You can pay your card dues with reward points.
  • 4 Reward Points = Rs. 1.

fuel surcharge waiver

1% fuel surcharge rebate on transaction value of Rs. 500 to Rs. Rs 4,000 at all petrol pumps.
GST, extra, as applicable, will be charged.
Maximum surcharge exemption Rs. Rupee. Rs.250 per month, per statement cycle.

milestone benefits

  • Rupee. Get a Pizza Hut e-Voucher for Rs. Achieving the milestone will cost Rs 1,000. 50,000 in a calendar quarter. E-voucher will be sent to your registered mobile number.
  • Renewal fee has been waived off on annual expenditure of Rs. 3 lakh.
  • Rupee. Get an e-gift voucher of Rs. Rs 7,000 off from Yatra.com or Pantaloons on annual milestone spend of Rs. 5 lakhs. You will receive an SMS to select the e-Gift Voucher option.

trident privilege membership

Supplementary Trident Privilege Red Tier membership.
1,000 welcome points upon registration.
1,500 bonus points on first stay and additional Rs. 1,000 hotel credit on extended overnight stays. Use promo code SBITH.
10% instant savings on booking through hotel website
10 points on every Rs. Rs.100 (except taxes) during stay at participating hotels. This offer is valid for Primary Cardholders only.

Club Vistara Membership

  • Supplementary Club Vistara Silver Membership.
  • Receive 1 upgrade voucher.
  • Each Rs. 9 Club Vistara Points on spend. Rs 100 off on Vistara flights.
    This offer is valid for Primary Cardholders only.

lounge access

  • Outside India, 4 complimentary visits to International Priority Pass lounges per calendar year (maximum 2 visits per quarter).
  • 8 complimentary visits per calendar year to domestic lounges in India (maximum 2 visits per quarter).
    Call 1860 180 1290 or 39020202 (prefix local STD code) to get your Priority Pass.
    This offer is valid for Primary Cardholders only.

birthday benefits

  • Per Rs. 20 reward points on spending. 100 spent on your birthday.
  • Reward points on birthday spend (one day before the birthday, on the birthday and one day after) are capped at 2000 Reward Points per calendar year.

contactless benefits

With Contactless Advantage you can transact with your SBI card without handing over the card. Simply wave your card over a secure reader to make a transaction.

global acceptance

SBI Card Prime is accepted at over 24 million outlets worldwide, including 3,25,000 Indian outlets.

fraud liability cover

  • SBI Card Prime holders can avail complimentary insurance cover against accident and card fraud.
  • Rupee. 50 lakh air accident liability cover.
  • Rupee. Rs 1 lakh credit card fraud liability cover.
  • Report card loss within 2-7 days on SBI Card Helpline 1860 180 1290 or 39 02 02 02 (prefix local STD code).

SBI Card PRIME Fees and Charges

  • Joining fee: Rs. 2,999 + taxes.
  • Renewal fee: Rs. 2,999 + taxes.
  • Add-on card fee: Nil.
  • Finance charges: 3.50% per month (42% p.a.).
  • Cash advance fee: 2.5% of transaction amount or Rs. 500 (whichever is higher).
  • Cash payment fee and Cheque pickup: Rs. 250 + applicable taxes.

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