SBI Tata Platinum Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

SBI Tata Platinum Card: The SBI TATA Platinum Card, a collaboration between SBI Card and TATA Capital, offers a compelling array of benefits tailored to the discerning consumer. With up to 3 reward points for every Rs 100 spent on Dining, Departmental & Grocery shopping, and International transactions, this card maximizes rewards on everyday expenditures. Additionally, earn 1 empower point for every Rs 100 spent at other retail outlets, ensuring rewards across various spending categories. The inclusion of up to 8 complimentary domestic lounge visits annually adds a touch of luxury to your travel experiences, enhancing the overall value proposition of the card. Moreover, the opportunity to receive e-Gift vouchers worth Rs 3,000 on annual spending milestones of Rs 4 lakh and 5 lakhs adds further incentive for cardholders to utilize their card for their expenses. Overall, the SBI TATA Platinum Card stands out as a comprehensive and rewarding offering, catering to both lifestyle and financial needs effectively.

Rewards and Benefits

• Maximize Your Rewards: Earn up to 3 Empower points on dining, departmental & grocery shopping, and international spends, ensuring that every rupee spent adds up to valuable rewards. Additionally, earn 1 Empower point for every Rs. 100 spent on other retail categories, making your shopping endeavors all the more rewarding.
• Redeem with Ease: Each Empower point holds significant value, equivalent to Rs. 1, and can be redeemed effortlessly against the Tata Loyalty program – The Empower Program. Alternatively, indulge in a seamless redemption experience at Tata merchant outlets, allowing you to enjoy rewards that suit your preferences.
• Travel in Style: Enjoy the luxury of complimentary lounge access at select airports across India, ensuring a stress-free and relaxing start to your journey.
• Unparalleled Lounge Access: Savor the exclusivity of 8 complimentary lounge access within India with Mastercard at select airports, adding a touch of sophistication to your travel experiences.
• Experience the Difference: With the Tata Empower Credit Card, immerse yourself in a world of unmatched privileges, rewards, and convenience. Elevate your dining, shopping, and travel experiences to new heights, all while enjoying peace of mind with the card’s comprehensive benefits.

Fees & Charges

• Seamless Rewards Redemption: Enjoy the freedom to redeem your hard-earned rewards effortlessly with a nominal redemption fee of just Rs. 99 per request. With a plethora of options available, indulge in the rewards that best suit your preferences and lifestyle.
• Global Transactions Made Easy: Make international transactions with ease, accompanied by a modest foreign currency markup of 3.5%. Whether you’re traveling abroad or making online purchases, rest assured that your transactions are transparent and hassle-free.
• Competitive Interest Rates: Benefit from competitive interest rates of just 3.5% per month (42% per annum), allowing you to manage your finances efficiently while maximizing your savings potential.
• Fuel Surcharge Waiver: Enjoy the convenience of a 1% surcharge waiver on all fuel transactions at every fuel station across India, ensuring savings with every fill-up.
• Effortless Cash Advances: Access cash whenever you need it with ease, with a nominal cash advance charge of just 2.5% on the transaction amount, subject to a minimum charge of Rs. 500.
• Complimentary Add-On Card: Share the convenience and benefits of your credit card with your loved ones at no additional cost, as there are no fees associated with adding supplementary cards to your account.
• Experience the Freedom of Financial Empowerment: With our feature-packed credit card, embark on a journey of financial freedom and empowerment like never before. Enjoy a range of benefits and privileges designed to enhance your lifestyle and cater to your diverse needs.

Product Details

• Receive exclusive shopping e-Gift vouchers worth Rs. 3000 from any of our partner exclusives, allowing you to indulge in a shopping spree like never before.
• Earn 1 point for every Rs. 100 spent on retail outlets, ensuring that every transaction contributes to your rewards journey. Additionally, enjoy 3 times the points on dining, departmental & grocery shopping, and international spends, making your everyday purchases even more rewarding.
• Enjoy the luxury of 8 complimentary lounge access in India with Mastercard at select airports, ensuring a seamless and relaxing travel experience.
• Unlock additional rewards with e-Gift vouchers worth Rs. 3000 from our partner exclusives upon reaching annual spending milestones of Rs. 4 lakhs and 5 lakhs respectively, rewarding your loyalty and commitment.
• Receive 2% value back on spends at Croma and croma.com, along with up to 5% value back on spends at Tata outlets, allowing you to maximize your savings on your favorite brands and products.
• Enjoy a 1% surcharge waiver on fuel transactions at all fuel stations across India, ensuring savings every time you refuel your vehicle.
• With our exclusive credit card, enjoy a world of rewards, privileges, and convenience tailored to enhance your lifestyle and cater to your unique preferences.

SBI Tata Platinum Card Rewards

Rewarding Every Purchase: Earn 3 Empower points on dining, departmental & grocery shopping, and international spends, ensuring that every rupee spent translates into valuable rewards. Additionally, earn 1 Empower point for every Rs. 100 spent on other retail categories, making your shopping experiences even more rewarding.

Welcome Bonanza: As a token of our appreciation, enjoy exclusive shopping e-Gift vouchers worth Rs. 3000 from our esteemed partner exclusives such as Yatra, Hush Puppies / Bata, Aditya Birla Fashion, and Westside. Additionally, receive an anniversary gift upon spending Rs. 2 lakhs in the previous year, adding to the delight of your membership.

Milestone Rewards: Unlock even more rewards with e-Gift vouchers worth Rs. 3000 from select partner exclusives upon reaching annual spending milestones of Rs. 4 lakhs and 5 lakhs respectively. These rewards are a testament to your loyalty and commitment to us.

Luxurious Travel Benefits: Indulge in the luxury of 8 complimentary lounge access in India with Mastercard, allowing you to unwind and relax before your journey. With a maximum of 2 lounge access per quarter, your travel experiences are bound to be memorable.

Convenient Fuel Surcharge Waiver: Enjoy a hassle-free refueling experience with a 1% surcharge waiver on fuel transactions at all fuel stations across India. With a maximum surcharge waiver of Rs. 250 per statement cycle, savings await you at every pump.

Value Back on Select Merchants: Maximize your savings with up to 2% value back on spends at Croma and croma.com, along with up to 5% value back on spends at Tata outlets, making your shopping endeavors even more rewarding.

Conclusion

The SBI Tata Platinum Card is not just a credit card; it’s a lifestyle companion offering a plethora of benefits and privileges tailored to cater to your needs and preferences. With accelerated rewards, milestone bonuses, and exclusive perks, it’s the perfect choice for those seeking luxury and convenience in every transaction. What are your thoughts on this exceptional credit card? Share your feedback with us in the comments below.