The Aditya Birla SBI Card SELECT is a newly launched Co-Branded credit card by the SBI Card. SBI Card, in collaboration with Aditya Birla Finance Limited, launched two credit cards- Aditya Birla SBI Card SELECT and Aditya Birla SBI Card, both on the Visa platform. Both cards provide exciting rewards across many categories like dining, lifestyle, hotels, and much more. Also, the card offers tons of benefits and rewards for compelling brands under the Aditya Birla Group. This partnership has been made to provide benefits to all the Aditya Birla brands’ customers. Also, the card offers tons of options to the cardholders to redeem the Reward Points earned, like gift vouchers or product catalogs, and also use against the card’s outstanding balance.
Apart from the exciting reward points, the card also offers lavish benefits like complimentary domestic lounge access. The card welcomes you with 6,000 Rewards Points upon card activation and also offers great milestone benefits. Also, the cardholders may enjoy the Easy EMI option with the card, where they can convert big transactions into EMIs for purchases made with merchants. Following is the detailed review of the newly launched Co-branded card:
- Joining Fee- Rs. 1,499 (plus applicable taxes)
- Renewal Fee- Rs. 1,499 (plus applicable taxes)
- Best Suited For- Travel | Shopping
- Reward Type- Reward Points
- Welcome Benefits- 6000 Rewards Points on card issuance.
Rewards and Benefits
- Movie & Dining- NA
- Rewards Rate- Get 20X Reward Points for every Rs. 100 you spend on Aditya Birla Stores 10X Reward Points for every Rs. 100 on Entertainment, Dining, and Hotels and 2X Reward Point per Rs. 200 spent on other categories.
- Reward Redemption- Reward Points can be redeemed for gift vouchers on sbicard.com or SBI mobile app or for against card’s outstanding balance, 1 RP = Rs. 0.25
- Travel- Complimentary access to lounges in India
- Golf- NA
- Domestic Lounge Access- 4 complimentary access to Domestic Airport Lounges
- International Lounge Access- NA
- Insurance Benefits- NA
- Zero Liability Protection- NA
Fees & Charges
- Spend based Waiver- NA
- Rewards Redemption Fee- Rs 99 per redemption request
- Foreign Currency Markup- 3.5% on the conversion amount
- Interest Rates- 3.5% per month (42% per annum)
- Fuel Surcharge- 1% surcharge waiver on fuel transactions at all fuel stations across India
- Cash Advance Charge- 2.5% on the transaction amount subject to a minimum charge of Rs 500
- Add-on Card Fee- Nil
Product Details
- 6000 Rewards Points on card activation.
- 20X Reward Points for every Rs 100 you spent on Aditya Birla Stores.
- 10X Reward Points for every Rs. 100 you spend on Entertainment, Dining, and Hotels.
- 2X Reward Points per Rs. 200 spent on other categories.
- 1% fuel surcharge waiver.
- 4 complimentary Domestic Airport Lounges access.
- 3000 Rewards Points on spending Rs 1.5 Lakh.
- Additional 3000 Rewards Points on spending Rs 3 Lakh.
Aditya Birla SBI Card SELECT Features and Benefits
The Aditya Birla SBI Card SELECT is one of the most rewarding offerings by the SBI Card and also comes with several privileges. From welcome benefits to rewards to travel, you get lots of benefits with the card. Read on to know Aditya Birla SBI Card SELECT detailed features & benefits:
Welcome Benefits
The Aditya Birla SBI Card SELECT offers 6000 Rewards Points on paying the joining fee.
Milestone Benefits
Earn 3,000 RPs if you spend Rs. 1.5 Lakh or more in each anniversary year. Get additional 3,000 reward points if you spend 3 lakh or more in a year.
Travel Benefits
With the Aditya Birla SBI Card SELECT, you can enjoy up to 4 complimentary domestic lounge access (1 visit every quarter).
Fuel Surcharge Waiver
1% fuel surcharge waiver on fuel transactions between Rs. 500 and Rs. 3,000. The waiver is capped at Rs. 100 per month.
Aditya Birla SBI Card SELECT Rewards:
- 20X Reward Points for every Rs 100 you spend on Aditya Birla Stores.
- 10X Reward Points for every Rs. 100 you spend on Entertainment, Dining, and Hotels.
- 2X Reward Points per Rs. 200 spent on other categories.
Rewards Redemption
The Reward Points earned with Aditya Birla SBI Card SELECT are redeemable for:
- Gift vouchers or product catalogs on sbicard.com or SBI mobile app.
- card’s outstanding balance via internet banking.
- 1 RP = Rs. 0.25.
Aditya Birla SBI Card SELECT Fees & Charges
The table given below summarizes the important fees and charges applicable on the Aditya Birla SBI Card SELECT:
| Fee | Charged |
| Joining/Annual fee | Rs. 1499 |
| Interest Charges | 3.5% p.m. (42% p.a.) |
| Foreign Markup Fee | 2.5% of the transaction amount |
| Cash Advance Fee | 2.5% (minimum Rs. 250) |
Documents Required
Following are the documents that are required when applying for the SELECT Card:
- Identity Proof – PAN Card, Voters’ Id, Passport, Aadhar card, Driving License.
- Address Proof – Utility Bills, Ration Card, Aadhar Card, Passport, etc.
- Income Proof – 3 months’ salary slips, 3 months’ bank statement, or audited financial report.
How To Apply for Aditya Birla SBI Card SELECT?
The Aditya Birla SBI Card SELECT can be applied offline by visiting the closest SBI Branch and filling in the application form there. Another way is to apply online with the help of following steps:
- Visit the official website of SBI Card.’
- Go to the credit cards page
- Choose the Aditya Birla SBI Card SELECT and click apply now.
- Fill in the application form & submit.
How To Check Aditya Birla SBI Card SELECT Application Status?
In case you have applied for the Aditya Birla SBI Card SELECT, and want to check the status of the application, follow the steps given below:
- Visit the bank’s official website.
- Click on ‘Credit Cards.’
- At the end of the page, click on ‘Track Application.’.
- Enter the application number and click on ‘Track.’
- You will get the status of your application.
Conclusion
The Aditya Birla SBI Card SELECT offers great reward points for many categories, specifically for purchases made at Aditya Birla stores. Therefore, the card will be very beneficial for you if are an Aditya Birla Brands’ regular customer, as you will earn tons of rewards for your purchases. Apart from that, the card offers great benefits like domestic lounge access along with great welcome and milestone benefits. You can check other SBI cards also, where you can also get offers on Aditya Birla Fashion like, SBI Prime Credit Card and SBI TATA Platinum Card. This was the review of the newly launched, what are your views on the card, share them below in the comments.
