Air India SBI Platinum Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Air India SBI Platinum Credit Card: The HDFC Bank Paytm Credit Card is a collaborative offering by HDFC Bank and Paytm, targeting the digitally savvy consumer base in India. This co-branded credit card provides a seamless integration with the Paytm app, enabling users to efficiently manage their card, track transactions, and redeem rewards. With a focus on rewarding spending habits, cardholders earn points across various categories such as shopping, dining, and utilities. These points can be redeemed for a variety of rewards including vouchers, merchandise, and cashback. Additionally, the card offers attractive welcome benefits and special offers on partner platforms, complemented by features like contactless payments and robust online security, making it an appealing choice for those seeking convenience, rewards, and digital payment solutions without the burden of an annual fee.

Rewards and Benefits

• Rewarding Your Flight Experience:- Embark on your adventures with unmatched rewards as you book your Air India tickets. For every Rs. 100 spent on Air India ticket bookings for yourself, earn an impressive 15 reward points. Planning a trip for others? You still reap the benefits with 5 reward points for every Rs. 100 spent. Even bookings made through Air India call centers or booking offices earn you 5 reward points per Rs. 100 spent, whether for yourself or others.
• Multiplying Your Benefits:- Beyond Air India bookings, your rewards continue to multiply. Every purchase you make with your [Card Name] earns you 2 reward points per Rs. 100 spent, ensuring that every swipe brings you closer to your next adventure.
• Seamless Reward Redemption:- Your accumulated reward points seamlessly transform into Air India Air Miles, allowing you to turn your everyday spending into unforgettable travel experiences. With a simple conversion of 1 reward point to 1 Air Mile, your dream destinations are within reach.
• Peace of Mind Protection:- We understand the importance of peace of mind while you travel. With the [Card Name], you are covered with lost card liability protection of up to Rs. 1 lakh. From 48 hours prior to reporting your lost card to the bank, to 7 days post-reporting, rest assured knowing your finances are safeguarded.
• Zero Liability Assurance:- Your security is our priority. In the unfortunate event of your card being lost, you have zero liability once reported to the bank. Enjoy worry-free transactions, knowing that any unauthorized usage will not be your responsibility.

Fees & Charges

• Seamless Rewards, Zero Redemption Fee:- With the [Card Name], unlocking your rewards is a breeze. Enjoy a hassle-free rewards redemption process with absolutely no redemption fee. Your rewards are yours to claim, without any hidden charges or deductions.
• Global Spending Power, Local Convenience:- Travel the world with confidence, knowing that your [Card Name] offers you unmatched spending power wherever you go. With a nominal foreign currency markup of just 3.5%, plus applicable taxes, indulge in international shopping and dining experiences without worrying about hefty fees.
• Tailored Interest Rates for Your Peace of Mind:- Experience financial flexibility with the [Card Name]’s competitive interest rates of just 3.5% per month (or 42% per annum). Whether you’re planning a major purchase or managing unexpected expenses, rest assured knowing that your financial journey is supported by rates designed with your peace of mind in mind.
• Fuel Surcharge Waiver: Driving Towards Savings:- Hit the road with confidence and savings with the [Card Name]’s exclusive fuel surcharge waiver. Enjoy a 1% fuel surcharge waiver at fuel stations across India on transactions ranging from Rs. 500 to Rs. 4,000, capped at Rs. 250. Experience the freedom of the open road without the worry of additional charges.
• Convenient Cash Advances, Transparent Charges:- Sometimes, cash is king. With the [Card Name], accessing cash advances is both convenient and transparent. Benefit from cash advance charges of just 2.5%, with a minimum charge of Rs. 500. Your financial needs are met with clarity and efficiency, ensuring you’re always in control.
• Complimentary Add-On Cards, No Extra Cost:- Extend the benefits of the [Card Name] to your loved ones with complimentary add-on cards, available at no extra cost. Share the convenience, rewards, and peace of mind with those closest to you, creating a financial journey that’s as inclusive as it is rewarding.

Product Details

• Embark on a journey of rewards and privileges with the Air India Credit Card, tailored to enhance your travel experience. Sign up today and receive a generous welcome offer of 5,000 reward points upon paying the joining fee, setting the stage for an exciting adventure ahead.
• As a token of our appreciation for your continued loyalty, enjoy an anniversary gift of 2,000 reward points each year upon renewing your card membership. Furthermore, elevate your rewards game by earning up to 15,000 bonus reward points annually when you achieve specified spending milestones.
• Experience the joy of earning 15 reward points for every Rs. 100 spent on Air India ticket bookings for yourself via airindia.com. Extend the benefits to your loved ones with 5 reward points for every Rs. 100 spent on Air India ticket bookings for others through the same platform. Additionally, earn 5 reward points for every Rs. 100 spent on Air India ticket bookings, whether for yourself or others, via Air India call centers or booking offices.
• Maximize your rewards potential with 2 reward points for every Rs. 100 spent on eligible transactions. Unwind in luxury as you enjoy complimentary access to domestic airport lounges twice every quarter, adding a touch of comfort to your travel experience.
• Travel with peace of mind knowing that your card comes with complimentary lost card liability protection worth Rs. 1 lakh. Plus, save more on fuel with a 1% waiver on fuel surcharge applicable on transactions between Rs. 500 and Rs. 4,000, capped at Rs. 250.

Air India SBI Platinum Credit Card Rewards

Embark on your journeys with unmatched rewards as you book your Air India tickets. For every Rs. 100 spent on Air India ticket bookings for yourself, revel in a generous 15 reward points. Planning a getaway for loved ones? You still reap the benefits with 5 reward points for every Rs. 100 spent. Even bookings made via Air India call centers or booking offices, whether for yourself or others, earn you 5 reward points per Rs. 100 spent. Plus, every other purchase you make with the card earns you 2 reward points per Rs. 100 spent, ensuring that every transaction brings you closer to your travel dreams.

Seamless Reward Redemption

Your accumulated reward points seamlessly transform into Air India Air Miles, unlocking a world of travel possibilities. With a simple conversion rate of 1 reward point to 1 Air Mile, your dream destinations are within reach. However, to initiate the conversion, a minimum of 5,000 reward points are required, ensuring you can maximize the value of your rewards.

Elevated Privileges for Discerning Travelers

Indulge in the luxury of Air India’s premium services and amenities, knowing that your loyalty is richly rewarded. Whether you’re flying for business or leisure, the Air India Mileage Rewards Card elevates every aspect of your journey, from booking to boarding and beyond.

Other Benefits of Air India SBI Platinum Credit Card

Joining Rewards

Seize the moment of card issuance and be rewarded with a generous allocation of 5,000 points, a token of appreciation for choosing excellence. Settle the joining fee and revel in the immediate gratification of these bonus points, laying the foundation for your rewarding voyage ahead.

Renewal Delights

Celebrate the anniversary of your membership renewal with a splendid gift of 2,000 reward points, a gesture symbolizing our enduring commitment to your satisfaction. Year after year, relish in this token of gratitude, a testament to the enduring bond we share.

Milestone Marvels

Embark on a journey of milestones, each marked by the accumulation of bonus reward points as you traverse through the realms of spending. With each milestone surpassed, unlock a cascade of rewards, enhancing your journey with every step.

Airport Lounge Access

Indulge in the luxury of eight complimentary access passes to domestic airport lounges annually, allowing you to unwind in comfort and style before your flight. With a maximum allocation of two passes per quarter, revel in the tranquility of these exclusive retreats, courtesy of the Visa lounge access program.

Insurance Coverage

Travel with peace of mind knowing that you are protected by a complimentary lost card liability cover worth Rs. 1 lakh. Whether you’re exploring distant lands or venturing closer to home, this coverage ensures that you are safeguarded against unforeseen circumstances, with protection extending from 48 hours before to 7 days after reporting the loss to the bank.

Air India SBI Platinum Credit Card Review

The Air India SBI Platinum Credit Card emerges as a standout choice in the realm of travel credit cards, offering a compelling blend of benefits tailored to suit the needs of discerning travelers. Boasting an accelerated reward rate on Air India bookings and coveted domestic airport lounge access, this card strikes the perfect balance between value and luxury.

For those whose journeys frequently intersect with the skies, the more premium Air India SBI Signature Credit Card presents an enticing option worth exploring. Tailored to meet the demands of seasoned travelers, this variant offers an elevated level of benefits, further enhancing your travel experience.