Axis Bank Rewards Credit Card, Rewards and Benefits, Joining Fees Charges, Apply Online

Axis Bank Rewards Credit Card: Introducing the all-new Rewards Credit Card from Axis Bank, designed to cater to individuals seeking unparalleled rewards from their credit cards. This card unlocks a world of benefits, offering fantastic reward points for every purchase you make, alongside accelerated 10x reward points for expenditures at departmental and apparel stores.

Whether you’re a dedicated shopper or a food connoisseur, this card has something special for you. Enjoy remarkable perks such as a 30% discount on food delivery orders from Swiggy. Priced affordably with a joining fee of just Rs. 1000 plus taxes, the card welcomes you with 5,000 EDGE Reward Points. Additionally, earn 1500 EDGE reward points when you spend Rs. 30,000 or more monthly, and receive membership benefits worth Rs. 1000 every card anniversary year. Moreover, the card offers complimentary lounge access, dining privileges, insurance coverage, and a range of other exciting perks.

Similar to the Flipkart Axis Bank Credit Card, this offering is ideal for avid shoppers. Discover more about the Axis Bank Rewards Credit Card below.

Rewards and Benefits

• Movie & Dining Delights:- Enjoy a fantastic 30% discount on Swiggy orders and a tempting 15% off at select partner restaurants through our Dining Delights Program. Savor every bite and every moment, all while saving more.
• Rewarding Experiences:- Earn 2 EDGE reward points for every Rs. 125 spent, and enjoy an accelerated rate of 10x EDGE reward points on every Rs. 125 spent at departmental and apparel stores. Watch your rewards grow with every swipe!
• Redeem Your Rewards:- Redeem your accumulated reward points for a wide range of vouchers or products available on the EDGE platform catalogue. Alternatively, transfer your points to partner Airmiles or points for even more exciting benefits. With Pay with Points via SMS or Online Pay with Point Redemption, it’s never been easier to enjoy the rewards you deserve.
• Travel in Style:- Access complimentary domestic airport lounges for both primary and add-on cardholders, adding an extra touch of luxury to your travel experiences.
• Peace of Mind:- Benefit from a purchase protection cover of Rs. 1 Lakh and coverage for loss of travel documents and baggage, ensuring you can travel worry-free.
• Security at Your Fingertips:- Enjoy Zero Liability Protection, which means you won’t be held liable for fraudulent transactions if you report the loss of your card to the bank promptly.

Fees & Charges

• Spend-Based Fee Waiver:- Say goodbye to renewal fees by simply spending Rs. 2 Lakhs or more in your card anniversary year. Enjoy the perks of your card without worrying about additional charges.
• Reward Redemption Made Easy:- No fees for reward redemption! Simply accumulate the minimum required number of reward points and start redeeming for a variety of exciting rewards.
• Seamless International Transactions:- Experience hassle-free shopping abroad with a foreign currency markup of just 3.5% of the total transaction amount.
• Competitive Interest Rates:- Enjoy peace of mind with a low-interest rate of 3.6% per month or 52.86% per annum, ensuring that your finances remain under control.
• Fuel Up and Save:- Get a 1% waiver on fuel surcharges for transactions ranging from Rs. 400 to Rs. 5000, allowing you to save more on every fuel purchase.
• Convenient Cash Advances:- Need cash in a pinch? Enjoy the convenience of cash advances with a minimal charge of 2.5% of the amount withdrawn or Rs. 500, whichever is higher.
• Free Add-On Cards:- Share the benefits with your loved ones at no additional cost! Get add-on cards for your family members and enjoy the perks together.

Product Details.

• Welcome to a World of Rewards: 5000 EDGE Reward Points. Your journey begins with a warm welcome, as the Axis Bank Atlas Credit Card bestows upon you 5000 EDGE Reward Points, a token of appreciation for choosing us as your preferred financial companion.
• Earning Rewards Made Simple: 2 EDGE Reward Points on Every Rs. 125 Spent. With every swipe of your Axis Bank Atlas Credit Card, you unlock the potential for rewards, earning 2 EDGE Reward Points for every Rs. 125 spent. From daily essentials to indulgent purchases, every transaction brings you closer to your desired rewards.
• Exclusive Rewards for Select Purchases: 10x EDGE Reward Points on Departmental and Apparel Stores. Indulge in a world of exclusive rewards with 10x EDGE Reward Points on every spend of Rs. 125 at departmental and apparel stores. Whether you’re refreshing your wardrobe or stocking up on groceries, your Axis Bank Atlas Credit Card rewards you generously for your discerning choices.
• Celebrating Your Membership Anniversary: Benefits Worth Rs. 1000 Every Card Anniversary Year. As you commemorate another year of membership, the Axis Bank Atlas Credit Card showers you with benefits worth Rs. 1000, a gesture of gratitude for your continued loyalty and support.
• Savoring Culinary Delights: 30% Off on Swiggy Orders and 15% Off at Partner Restaurants. With the Dining Delights Program, culinary adventures await at every turn. Enjoy 30% off on Swiggy orders and 15% off at partner restaurants, indulging your palate while saving on your dining experiences.
• Luxuriate in Lounge Access: 2 Complimentary Domestic Airport Lounge Visits Per Quarter. Escape the hustle and bustle of airports with 2 complimentary domestic airport lounge visits per quarter, where you can relax and unwind before your journey begins.
• Savings at the Pump: 1% Fuel Surcharge Waiver with Maximum Benefit of Rs. 400 Every Statement Cycle. Say goodbye to fuel surcharges with a 1% waiver on every transaction, with a maximum benefit of Rs. 400 every statement cycle, ensuring that your travels are not only convenient but also cost-effective.
• Protection and Peace of Mind: Purchase Protection Cover and Cover for Loss of Travel Documents and Baggage. Your Axis Bank Atlas Credit Card offers more than just rewards; it provides peace of mind with a purchase protection cover and cover for loss of travel documents and baggage, ensuring that you’re covered wherever your journey takes you.

Pros/Cons

Pros:

• Shopaholic’s Delight:- Ideal for passionate shoppers, earn 2 Edge Reward Points for every Rs. 150 spent, allowing you to rack up rewards with every purchase.
• Generous Welcome Bonus:- Enjoy a generous welcome gift of 5,000 Edge Reward Points within 30 days of card issuance, jump-starting your journey towards exciting rewards.

Cons:

• Limited Airport Lounge Access:- Unfortunately, the Axis Bank Rewards Credit Card does not grant access to international airport lounges, limiting the luxury experience for frequent travelers.
• No Golf Benefits:- Golf enthusiasts may be disappointed to learn that this card does not offer any golf-related benefits, missing out on perks enjoyed by some other premium cards.

Axis Bank Rewards Credit Card Features and Benefits

Welcome Benefit:

• Kickstart your rewards journey with 5000 Edge Reward Points when you spend Rs. 1000 or more within 30 days of receiving your credit card. Please note, customers swapping their existing Axis Bank cards are not eligible for this welcome bonus.

Membership Benefits:

• Enjoy exclusive membership bouquets worth up to Rs. 1000 every card anniversary year. Simply pay the card renewal fee and receive your membership link within 60 days of eligibility. Please note, this benefit is not available for lifetime free cardholders.

Milestone Benefits:

• Reach new milestones and reap the rewards! Earn 1500 Edge Reward Points for spending over Rs. 30,000 every card statement cycle. EMI transactions, wallet reloads, rent payments, and cash withdrawals are not eligible. Additionally, enjoy a renewal fee waiver by spending Rs. 2 Lakhs or more in the card anniversary year.

Dining Delights:

• Indulge your taste buds with exclusive dining benefits:
  • Swiggy Offer: Enjoy a tempting 30% off on Swiggy orders using the “AXIS30” coupon code, with a minimum order value of Rs. 200 and a maximum discount of Rs. 150 per order. Available twice per month.
  • Dining Delights Program: Revel in a 15% discount, up to Rs. 500, at select partner restaurants across India. Simply inform the restaurant about your Rewards credit card before settling the bill.

Lounge Access:

• Relax and unwind with 2 complimentary domestic lounge access every quarter, making your travel experiences even more luxurious.

Fuel Surcharge Waiver:

• Save on fuel expenses with a 1% waiver on fuel surcharges for transactions between Rs. 400 and Rs. 5000 at gas stations across India. Benefit capped at Rs. 400 per month.

Insurance Benefits:

• Stay protected with a range of insurance benefits, including purchase protection cover, travel document and baggage loss cover, check-in baggage delay cover, and credit shield.

Reward Points Accrual:

• Earn rewards effortlessly with:
  • 2 Edge Reward Points on every spend of Rs. 125.
  • Accelerated 10x Edge Reward Points on spending every Rs. 125 at departmental and apparel stores, capped at 1008 points per month on spending up to Rs. 7000.

Discover a world of limitless rewards with the Axis Bank Rewards Credit Card. Unlike other cards, there’s no maximum capping on Base Reward Points, allowing you to earn as much as you spend. Whether it’s everyday purchases or special indulgences, your rewards know no bounds.

Axis Bank Rewards Credit Card, your hard-earned Edge Reward Points offer a world of possibilities. Redeem them effortlessly through a variety of convenient channels:

• Product Catalog Redemption: Browse and redeem your Edge Reward Points through mobile or net banking on the extensive product catalog available on the EDGE platform. Remember, a minimum of 300 reward points is required for any redemption.
• Partner Miles Conversion: Convert your Edge Reward Points into partner miles or points to elevate your travel experiences. Every 10 Reward Points equals 1 Partner Mile, allowing you to soar to new heights with ease.
• Pay with Points: Enjoy the flexibility of Pay with Points via SMS at both online and offline merchants for eligible transactions. Every 1 Reward Point equals 20 paise, ensuring that your rewards stretch further. Remember, a minimum of 300 reward points is required for redemption.
• Online Pay with Point Redemption: Redeem your reward points conveniently online through mobile or net banking using Online Pay with Point Redemption. Every 1 Reward Point equals 20 paise, offering you even more flexibility in your redemption choices.

Axis Bank Rewards Credit Card Fees and Charges

Fees and Charges:

• Embrace a world of rewards with an annual and renewal fee of Rs. 1000 plus taxes. Enjoy the added perk of a renewal fee waiver upon spending Rs. 2 Lakhs or more in the card anniversary year.
• Experience financial flexibility with a nominal interest rate of 3.6% per month or 52.86% per annum.
• Seamlessly indulge in international transactions with a forex markup fee of 3.5% of the total transaction amount.
• Access cash whenever you need it, with a cash withdrawal fee of 2.5% of the total amount withdrawn or Rs. 500, whichever is higher in value.

Eligibility Criteria:

• Join the rewards journey by meeting the following eligibility criteria:
  • Age between 18 and 70 years old.
  • Stable income source.
  • Indian residency.

Review:

• The Axis Bank Rewards Credit Card lives up to its name by rewarding cardholders for every spend. Ideal for frequent shoppers and diners, it offers accelerated reward points at departmental and apparel stores, along with a tempting 15% off at partner restaurants nationwide through the Dining Delights program.
• Enjoy the added benefits of a reasonable annual fee, welcome benefit, monthly spend benefit, and an annual membership benefit. With rewards for every swipe, it’s the perfect choice for individuals seeking to maximize their credit card benefits.
  

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