HDFC Bank All Miles Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

HDFC Bank All Miles Credit Card: Introducing the HDFC Bank All Miles Credit Card, a versatile offering that combines simplicity with exclusivity, providing customers with a plethora of benefits to maximize savings through Reward Points.

With a modest joining fee of Rs. 1000, the card offers an enticing opportunity to waive off this fee by spending just Rs. 15,000 within the initial 90 days of receiving the card. Furthermore, the renewal fee of Rs. 1000 can also be waived by achieving an annual spend of Rs. 1 lakh.

Earning Reward Points is effortless with this card, as you receive 3 Reward Points for every Rs. 100 spent, and an impressive 6 Reward Points for every Rs. 100 spent on mobile recharge, shopping, or hotel bookings. These accumulated Reward Points can be redeemed across a wide array of options available on the HDFC SmartBuy portal, enhancing your savings potential.

In addition to the rewarding benefits, the HDFC Bank All Miles Credit Card offers a fuel surcharge waiver, providing a maximum benefit of Rs. 500 per month, further adding value to your everyday expenses.

To delve deeper into the card’s features, benefits, and fee structure, refer to the comprehensive details provided below. Experience the convenience and rewards that the HDFC Bank All Miles Credit Card has to offer, empowering you to save more with every transaction.

Rewards and Benefits

• Movie & Dining:- N/A
• Rewarding Spending:- Earn reward points with every transaction, ensuring that your spending is duly rewarded. With the HDFC Bank Silver Spark Card, earn 3 Reward Points for every Rs. 150 spent on all purchases. Additionally, enjoy an accelerated reward rate of 6 Reward Points per Rs. 150 spent on shopping, mobile recharge, and hotel bookings, allowing you to accumulate points faster and unlock exciting rewards.
• Seamless Reward Redemption:- Redeem your accumulated reward points effortlessly with the HDFC Rewards catalog. Choose from a diverse range of redemption options, including merchandise, vouchers, and discounts, tailored to suit your preferences and lifestyle. Whether it’s gadgets, fashion accessories, or travel vouchers, your reward points offer endless possibilities for redemption.
• Protection and Security:- Rest easy knowing that your HDFC Bank Silver Spark Card comes with zero liability protection. In the unfortunate event of unauthorized transactions on your card, you are not liable once the loss is reported to the bank. This robust protection feature ensures peace of mind and financial security, allowing you to use your card with confidence.

Fees & Charges

• Spend-Based Waivers:- Bid farewell to joining and renewal fees! With the HDFC Bank Silver Elite Card, the joining fee is waived off upon spending Rs. 15,000 or more within the first 90 days of card activation. Additionally, enjoy a renewal fee waiver if a minimum of Rs. 1 lakh was spent in the previous year, rewarding your loyalty and active usage.
• Rewards Redemption Fee:- Redeem your hard-earned rewards with ease. For a nominal fee of Rs. 99 on every redemption request (plus applicable taxes), access a wide range of redemption options through our hassle-free process. From merchandise to vouchers and discounts, your rewards are just a click away, allowing you to indulge in the rewards of your choice effortlessly.
• Foreign Currency Markup:- Travel the world with confidence, knowing that your HDFC Bank Silver Elite Card offers competitive foreign currency markup rates. With just a 3.5% markup on all foreign currency spends (plus applicable taxes), shop and dine globally without worrying about hefty conversion charges, ensuring a seamless and cost-effective international experience.
• Interest Rates:- Enjoy the flexibility of managing your finances with competitive interest rates offered by the HDFC Bank Silver Elite Card. With an interest rate of 3.6% per month (or 43.2% per annum), make purchases and payments according to your convenience, without the burden of exorbitant interest charges.
• Fuel Surcharge:- Maximize your savings on fuel expenses with the HDFC Bank Silver Elite Card. Avail a 1% fuel surcharge waiver on all fuel transactions above Rs. 400, with a maximum waiver capped at Rs. 500. Whether it’s your daily commute or a road trip, enjoy savings on every fuel purchase, adding value to your card usage.
• Cash Advance Charges:- Access instant cash whenever you need it with the HDFC Bank Silver Elite Card’s cash advance feature. With a nominal charge of 2.5% of the amount withdrawn, subject to a minimum charge of Rs. 500, withdraw cash conveniently and securely, ensuring financial flexibility whenever required.
• Add-on Card Fee:- Extend the benefits of your HDFC Bank Silver Elite Card to your loved ones with ease. The add-on card comes with no additional fee, allowing you to share the convenience and rewards of your card with family members, ensuring that everyone enjoys the perks of being a cardholder.

Product Details

• Earn 3 Reward Points for every Rs. 150 spent using your HDFC Bank All Miles Credit Card, ensuring that every purchase contributes to your rewards accumulation. Additionally, enjoy double Reward Points on every spend of Rs. 150 on shopping, mobile recharge, or hotel bookings, maximizing your rewards potential.
• Say goodbye to joining fees by simply spending Rs. 15,000 within the first three months of card activation. Furthermore, achieve a spend of Rs. 1 lakh or more in a year to have your renewal fee waived off, allowing you to enjoy the benefits of your card with no additional costs.
• Experience the convenience of a 1% fuel surcharge waiver, adding value to your fuel expenses and enhancing your savings.
• Embrace a world of rewards and savings with the HDFC Bank All Miles Credit Card. Apply now and embark on a journey of unparalleled benefits and privileges.

HDFC Bank All Miles Credit Card Features and Benefits

Introducing the HDFC Bank MilesMaster Credit Card: Your Gateway to Rewards and Convenience

Embark on a journey of rewards and convenience with the HDFC Bank MilesMaster Credit Card, meticulously designed to enhance your lifestyle while rewarding your spending. From fee waivers to fuel surcharge waivers and accelerated reward points, this card offers a myriad of features tailored to cater to your needs.

Fee Waivers:
Enjoy the benefits of fee waivers with the HDFC Bank MilesMaster Credit Card. The joining fee is waived off when you spend Rs. 15,000 or more within the first 90 days after the card setup date. Additionally, the renewal fee is waived off if you spend Rs. 1 lakh or more in the previous year, rewarding your loyalty and active usage.

Fuel Surcharge Waiver:
Maximize your savings on fuel expenses with the HDFC Bank MilesMaster Credit Card. Benefit from a 1% fuel surcharge waiver across all fuel stations for a minimum transaction of Rs. 400. The maximum benefit through the fuel surcharge waiver is capped at Rs. 500 per month, ensuring that you save on every fuel purchase.

Reward Points:
Earn reward points with every transaction, ensuring that your spending is duly rewarded. With the HDFC Bank MilesMaster Credit Card, earn 3 Reward Points for every spend of Rs. 150. Additionally, enjoy 6 Reward Points for every spend of Rs. 150 on hotel bookings, mobile recharge, or shopping, allowing you to accumulate points faster and unlock exciting rewards.

Reward Redemption:
Redeem your accumulated reward points effortlessly through multiple redemption options. Choose from a variety of rewards, including products, gift vouchers, or discounts on the HDFC Rewards catalog, via Net Banking or through mail. Whether it’s gadgets, travel vouchers, or lifestyle products, your reward points offer endless possibilities for redemption.

Eligibility Criteria and Application Process

To apply for the HDFC Bank MilesMaster Credit Card, ensure that you meet the eligibility criteria. For salaried employees, the eligible age is 21 years to 60 years, while for self-employed individuals, it is 21 years to 65 years. Gather the necessary documents, including identity proof, address proof, copy of PAN card, and income proof, and apply online through the HDFC Bank website or visit your nearest HDFC Bank branch to fill in the physical application form.

Conclusion

The HDFC Bank MilesMaster Credit Card is not just a credit card; it’s your companion for rewarding spending and unparalleled convenience. Experience a world of benefits and privileges that cater to your lifestyle, making every transaction a step towards a more rewarding journey. Unlock convenience and rewards today with the HDFC Bank MilesMaster Credit Card.