HDFC Bank Diners Club Black Metal Edition Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online

HDFC Bank Diners Club Black Metal Edition Credit Card, Rewards and Benefits, Joining Fees & Charges, Apply Online

Introducing the new HDFC Bank Diners Club Black Metal Credit Card, a premium offering that promises to rival the HDFC Bank Diners Club Black Credit Card and compete with the INFINIA Credit Card. This metal card is packed with features, offering a luxurious experience to its cardholders.

From exclusive golfing benefits for sports enthusiasts to a seamless airport experience with unlimited lounge access, this credit card offers a plethora of advantages. Whether you’re dining out, traveling, or indulging in retail therapy, the Diners Club Black Metal Card rewards you generously. Moreover, to sweeten the deal, you can earn up to 10,000 Reward Points on spends of Rs. 4 lakh each quarter.

If you’re contemplating an upgrade from the Diners Club Black Credit Card or looking for a premium card like Infinia or Magnus, the Diners Club Black Metal Card should be on your radar. Let’s delve into the details to understand why this card is a standout choice.

Rewards and Benefits

Introducing the HDFC Bank Diners Club Black Metal Credit Card, offering an unparalleled experience in dining, entertainment, and travel. This premium metal card is designed to cater to the discerning tastes of our esteemed customers, providing a host of exclusive benefits and rewards.

• Movie & Dining Benefits:- Indulge in a culinary journey with our Good Food Trails Program and earn 2X Reward Points on weekend dining experiences, ensuring every meal is a delightful experience.
• Rewards Rate:- Earn 5 Reward Points for every Rs. 150 spent and enjoy 10X Reward Points on purchases made through Smart Buy, allowing you to earn rewards faster and redeem them for exciting offers.
• Reward Redemption:– Redeem your rewards for airmiles, cashback, or on SmartBuy, making your shopping experiences even more rewarding.
• Travel:- Enjoy unlimited lounge access for both primary and add-on cardholders, ensuring a comfortable and luxurious travel experience every time you fly.
• Golf:- Receive 6 complimentary golf games every quarter at top golf courses, perfect for the golf enthusiast in you.
• Domestic and International Lounge Access:- Benefit from unlimited complimentary access to domestic and international lounges across India and the world, making your travel experiences truly memorable.
• Insurance Benefits:- Stay protected with air accident insurance worth Rs. 2 crore and emergency overseas hospitalization cover worth Rs. 50 lakh, providing you with peace of mind wherever you go.
• Zero Liability Protection:- Enjoy credit liability cover up to Rs. 9 lakh, ensuring you are protected against unauthorized transactions.

Experience the epitome of luxury and convenience with the HDFC Bank Diners Club Black Metal Credit Card. Apply now and elevate your lifestyle to new heights.

Fees & Charges

• Earn Your Way to a Renewal Fee Waiver: Spend Rs. 8 Lakh in a Year
• Forget about rewards redemption fees with this card.
• Transact internationally with a 2% foreign currency markup.
• Enjoy a competitive interest rate of 1.99% monthly or 23.88% annually.
• No fuel surcharge to worry about.
• For cash advances, pay 2.5% of the total amount or Rs. 500, whichever is higher.
• Get an add-on card without any additional fee.

Product Details

• Introducing a Premium Metal Credit Card:
• Joining Fee: Rs. 10,000 + taxes
• Earn 5 Reward Points for every Rs. 150 spent.
• Enjoy complimentary memberships for Swiggy One, Club Marriott, and Amazon Prime.
• Access unlimited airport lounges.
• Get 24 complimentary rounds of golf every year.

Introducing the HDFC Diners Club Black Metal Credit Card

A premium offering with a plethora of exclusive benefits and features tailored to elevate your lifestyle. Let’s delve into the enticing perks this card brings to the table:

Welcome Benefits: Upon reaching a spend milestone of Rs. 1.5 lakh within 90 days of card issuance, cardholders unlock a treasure trove of welcome benefits. First up, enjoy a complimentary Amazon Prime Membership, granting access to expedited delivery services and a vast library of ad-free entertainment through Prime Video and Music. Additionally, relish the privileges of a complimentary Club Marriott Membership, entitling you to substantial discounts on dining, spa services, and more at select Marriott properties across South Asia and the Asia Pacific region. And for those gastronomic delights delivered to your doorstep, revel in a complimentary Swiggy One Membership, offering discounts, free deliveries, and other exclusive perks on Swiggy Dineout orders.

Dining Benefits: Savor the flavor of savings with the Good Food Trail Program and enjoy up to 25% off on restaurant payments via Swiggy Dineout.

Lounge Access: Fly in style with unlimited domestic and international lounge access across a multitude of airports, ensuring a seamless travel experience for both primary and add-on cardholders.

Golf Benefits: Tee off in luxury with six complimentary golf games each quarter, totaling up to 24 games annually. Simply reach out to the dedicated concierge service to secure your bookings.

Milestone Benefits: Hit spending milestones and reap the rewards – earn a generous bonus of 10,000 Reward Points after spending Rs. 4 lakh in a quarter, credited promptly at the start of the subsequent quarter.

Reward Points: Earn 5 Reward Points for every Rs. 150 spent, with the opportunity to amplify your earnings with up to 10X Reward Points on SmartBuy purchases. Plus, enjoy double Reward Points (10 points) per Rs. 150 spent at restaurants on weekends. With a validity of three years, these Reward Points can be amassed to a maximum of 75,000 per statement cycle.

Insurance Transactions and Cashback Redemption: While insurance transactions are capped at 5,000 points per day and grocery spends at 2,000 points per month, cashback redemption is limited to 50,000 Points. Additionally, the maximum Reward Points through SmartBuy are capped at 10,000 Points per month.

Reward Redemption: Redeem your accrued Reward Points across a plethora of platforms or opt for cash redemption, unlocking the value of your loyalty effortlessly.

Experience the epitome of luxury and exclusivity with the HDFC Diners Club Black Metal Credit Card – where every swipe opens doors to unparalleled privileges and rewards tailored to complement your lifestyle.

Unlocking a world of luxury and exclusivity, the HDFC Bank Diners Club Black Metal Credit Card stands as a beacon of sophistication. However, before diving into the realm of its opulent benefits, it’s essential to understand the eligibility criteria:

Eligibility Criteria: To qualify for the Diners Club Black Metal Credit Card, applicants must meet the following criteria:

• Must be a citizen of India
• For salaried individuals, a minimum monthly income of Rs. 1.75 lakh and age between 21 and 60 years is required.
• For self-employed individuals, an annual income exceeding Rs. 21 lakh and age between 21 and 65 years is required.

Applying for the Card: Interested in acquiring this prestigious card? The application process is streamlined through Card Insider. Simply visit our platform to explore and compare various credit card options. To apply for the Diners Club Black Metal Credit Card, click on the “Apply Now” button, ensuring you have your PAN Card ready for the application process.

Review: The Diners Club Black Metal Credit Card from HDFC Bank epitomizes luxury and functionality. Ideal for avid travelers, it offers unlimited lounge access for both primary and add-on cardholders. With a stellar reward structure, earning 5 Reward Points for every Rs. 150 spent and 10X Reward Points on SmartBuy purchases, the benefits are unmatched. Moreover, enjoy six complimentary golf games annually, adding a touch of leisure to your lifestyle.

One notable upgrade from its plastic predecessor is the monthly cap of 10,000 Reward Points on SmartBuy purchases, allowing for more significant purchases with enhanced rewards. Whether you’re dining, hitting spending milestones, or traveling, this card caters to your every need.

Embrace the luxury and convenience that the HDFC Bank Diners Club Black Metal Credit Card offers, and elevate your lifestyle to new heights.