Credit Card

HDFC Bank Titanium Times Credit Card

HDFC Bank Titanium Times Credit Card is a co-branded credit card by HDFC in partnership with the Times Group. It is primarily a dining and entertainment card best suited for movie buffs and for those who go on frequent dine-outs. You get a 25% discount (up to Rs. 350) on movie tickets and earn accelerated Reward Points on dining spends on weekdays with HDFC Titanium Times Credit Card.

Apart from these dining and movies benefits, you also get complimentary Times Prime membership as a welcome gift with the Titanium Times Credit Card. Read on to learn more about this entry-level co-branded offering by HDFC.

  • Joining Fee- NIL
  • Renewal Fee- Rs. 500 (plus applicable taxes)
  • Best Suited For- Movies | Dining | Shopping
  • Reward Type- Reward Points
  • Welcome Benefits- Complimentary Times Prime Membership and E-Vouchers Worth Rs. 5000.

Rewards and Benefits

  • Movie & Dining- Accelerated Reward Points (5 RPs/Rs. 150) on dining spends on weekdays, 25% off on movie tickets bookings on BookMyShow (max discount of Rs. 350 per transaction) and EazyDiner Prime Membership with dining discounts of 25% to 50%.
  • Rewards Rate- 5 Reward Points per Rs. 150 on dining spends on weekdays, 2 Reward Points per Rs. 150 on all other spends
  • Reward Redemption- The accumulated Reward Points can be redeemed for products, gift vouchers and discounts via net banking or through post.
  • Travel- N/A
  • Golf- N/A
  • Domestic Lounge Access- N/A
  • International Lounge Access- N/A
  • Insurance Benefits- N/A
  • Zero Liability Protection- Cardholder shall not be liable for any fraudulent transaction done on the card post reporting the loss of card to the bank

Fees & Charges

  • Spend based Waiver- Renewal fee waived off on expenditure of Rs. 1.5 lakh in an anniversary year
  • Rewards Redemption Fee- Rs. 99 per redemption request (plus applicable taxes)
  • Foreign Currency Markup- 3.5% of the transaction amount (plus applicable taxes)
  • Interest Rates- 3.6% per month (or 43.2% per annum)
  • Fuel Surcharge- 1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000 at all fuel stations across India (maximum waiver capped at Rs. 250 per statement cycle)
  • Cash Advance Charge- 2.50% or Rs. 500, whichever is higher.
  • Add-on Card Fee- Nil

Product Details

  • Times Prime annual Membership as a welcome gift.
  • Round the year discount at select dining, wellness, shopping and travel partners.
  • 5 Reward Points on every Rs. 150 spent on dining spends on weekdays.
  • 2 Reward Points on every Rs. 150 spent on this card.
  • 25% off (up to Rs. 350 per transaction) on movie tickets on BookMyShow.
  • Renewal fee waived off on expenditure of a minimum of Rs. 1.5 lakh in a year.
  • Up to 20% off on online & offline – shopping, wellness & hotel stays at selected partners. Live GPS location based offers every single day.

Welcome benefits:

  • Complimentary Times Prime annual Membership worth Rs. 999.
  • The membership can be activated after performing 3 transactions within a calendar quarter of card insurance.
  • Get E-Vouchers Worth Rs. 5000.

HDFC Bank Titanium Times Credit Card Rewards:

  • 5 Reward Points per Rs. 150 on dining spends on weekdays.
  • 2 Reward Points per Rs 150 on all other spends with the card.
  • Maximum Limit of 2000 reward points per day is applicable on insurance transactions (except on EMIs).
  • No Reward Points on fuel transactions.

Reward redemption:

  • The Reward Points earned are redeemable for gift vouchers, products and discounts on HDFC Rewards Catalog.
  • The accumulated reward points are valid only for 2 years from the date of accumulation.
  • HDFC Bank charges a reward redemption fee of Rs.99.
  • Get additional cashback up to 5% on utility bills & shopping via SmartBuy and SmartPay (capped at Rs. 50 per month).

Movie & Dining benefits:

  • On booking movie tickets from BookMyShow, you can save 25% up to Rs. 350 per transaction.
  • Complimentary membership for EazyDiner Prime for 6 months providing benefits like 5% to 50% discount at premium bars and restaurants, and 2x EazyPoints on each spend.
  • Additional Rs. 1500 discount up to 10% discount for payments done through PayEazy.
  • Up to 35% discount on select restaurants on dining bills via Dineout app.

Eligibility criteria:

Applicant Age Salary/Income requirement
Salaried employees 21-60 years Net monthly income of Rs. 25,000 and above
Self-employed individuals 21-65 years The annual income of Rs. 6,00,000 and above.

Documents Required

The documents you need to submit in order to apply for the HDFC Titanium Times Credit Card are listed below:

  • Identity Proof: Aadhar Card, Voter’s Id, Passport, Driving License, PAN Card, etc.
  • Address Proof: Latest months’ electricity/telephone/water bills, Aadhar Card, Passport, Ration Card, etc.
  • Income Proof: Latest bank statements/salary slips (in case of salaried people) and latest audited ITR in case of self-employed individuals.

How to Apply for the HDFC Bank Titanium Times Credit Card?

HDFC Bank provides you with several options to apply for the HDFC Bank Titanium Times Card online or offline at your convenience. To apply offline, you can visit your nearest HDFC branch with all the necessary documents and apply for the Titanium Times card by filling out the physical application form. You can also apply online for the HDFC Titanium Times Credit Card as follows:

  • Visit HDFC Bank’s official website.
  • Under the ‘Borrow’ section, click on ‘Cards’ and then on ‘Credit Cards.’
  • Under the ‘Others’ category, you will find the Titanium Times Credit Card.
  • Click on Apply Now option under that.
  • Proceed further by filling in the required details.


HDFC Bank Titanium Times Credit Card can be a highly rewarding credit card for you if movie and dining spends account for a substantial portion of the total spends on your card’s statement as it offers some of the most rewarding movie and dining benefits, at least as far as entry-level cards are concerned. You also get quite a decent reward rate on other categories of spends as well.

Although you don’t get any travel benefits with this card, considering that it is an entry-level offering and comes with a nominal membership fee of just Rs. 500 per annum, it can certainly be considered one of the best cards in the market in the entertainment and dining category. What’s your opinion of this credit card by HDFC? Do let us know in the comments. And if you’re an existing cardholder, feel free to share your experience.

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