Credit Card

HDFC Platinum Times Credit Card

HDFC Platinum Times Card is branded as the “Entertainment Card” by the HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards by HDFC Bank.

You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. There are several additional benefits as well that this card offers. Read below to get detailed information about HDFC Platinum Times Card.

  • Joining Fee- NIL
  • Renewal Fee- Rs. 1,000 (plus applicable taxes)
  • Best Suited For- Movies | Shopping
  • Reward Type- Reward Points
  • Welcome Benefits- Complimentary Times Prime annual Membership and E-Vouchers Worth Rs. 5000.

Rewards and Benefits

  • Movie & Dining- 50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow
    15% discount up to maximum of Rs. 1500 at restaurants through PayEazy on Eazydiner
  • Rewards Rate- 3 Reward Points on every spend of Rs 150
    10 reward points on every weekday dining spent of Rs 150.
  • Reward Redemption- You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.
  • Travel- N/A
  • Golf- N/A
  • Domestic Lounge Access- N/A
  • International Lounge Access- N/A
  • Insurance Benefits- N/A
  • Zero Liability Protection- Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Fees & Charges

  • Spend based Waiver- Annual fee of Rs 1,000 waived off on annual spends of Rs. 2.5 lakhs or above.
  • Rewards Redemption Fee- Rs. 99 (plus applicable taxes) per redemption request
  • Foreign Currency Markup- 3.5% of the transaction amount (plus applicable taxes)
  • Interest Rates- 3.6% per month (or 43.2% annually)
  • Fuel Surcharge- 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver of Rs. 250 per month)
  • Cash Advance Charge- 2.5% of the transaction fee subject to a minimum charge of Rs 500
  • Add-on Card Fee-Nil

Product Details

  • Gift vouchers across shopping, dining and apparel, and many other categories.
  • 50% off on movie ticket bookings on BookMyShow (max discount of Rs. 600 per transaction).
  • Round the year offers and discounts on travel, shopping, dining and wellness categories at select partner merchants.
  • 3 Reward Points per Rs. 150 spent with the card.
  • Accelerated Reward Points (10 RPs per Rs. 150 spent) on dining spends on weekdays.

HDFC Platinum Times Card Features and Benefits

The Platinum Times Credit Card by HDFC Bank is a popular card in the basic category. It comes with an affordable fee and a lot of decent benefits across different categories, including shopping, dining, entertainment, etc. The following are some of its greatest features:

Welcome Benefit

With HDFC Platinum Times card. you get following welcome benefits:

  • Complimentary Times Prime annual Membership worth Rs. 999.
  • The membership can be activated after performing 3 transactions within a calendar quarter of card insurance.
  • Get E-Vouchers Worth Rs. 5000.

Entertainment Benefit

  • Get up to 50 percent discount on movie ticket booking on BookMyShow and you could save up to Rs 600 per transaction.
  • Maximum up to 4 movie tickets get discounted per month allowed on your HDFC Platinum Times card.

Dining Benefits

Following are the dining benefits that you get with the Platinum Times card:

  • Additional Rs. 1500 discount up to 15% discount for payments done through PayEazy.
  • Up to 40% discount on select restaurants on dining bills via Dineout app.

Reward Points

  • Earn 3 reward points on every Rs 150 spent with your HDFC Platinum Times Card
  • Earn 10 reward points on every weekday dining spent of Rs 150.
  • These reward points will be valid for 2 years from the date they were earned.
  • Get additional cashback up to 5% on utility bills & shopping via SmartBuy and SmartPay (capped at Rs. 450 per month).
  • Reward Points on grocery transactions capped at 1000 per month

Redemption of HDFC Bank Platinum Times Credit Card Reward Points

The Reward Points earned using the HDFC Bank Platinum Times Credit Card can be redeemed in different as follows:

  • The Rewards can be redeemed against the HDFC Rewards catalog where you can find different products from different categories.
  • The value of Reward Points may differ for different products.
  • You can also redeem your earned Rewards through internet banking.

Fuel Surcharge Waiver

  • You get a 1% fuel surcharge waiver on fuel transactions between Rs 400 and up to Rs 5000 with your credit card
  • A maximum waiver of ₹ 250 per statement cycle.

Joining and Renewal Fee Waiver

The annual fee of Rs 1000/- is waived off in case the annual spend is more than Rs 2.5 lacs in the previous year.

HDFC Platinum Times Credit Card Eligibility Criteria

There are certain eligibility requirements that need to be fulfilled by the applicants in order to get approved for this card. The eligibility criteria for this card are given below:

Salaried Employees Self-Employed Individuals
Age 21 years to 60 years  21 years to 65 years
Income Minimum Rs. 4,20,000 per annum (as per ITR) Minimum Rs. 6,00,000 per annum (as per ITR)

Documents Required

The documents required to apply for the HDFC Bank Platinum Times Credit Card are listed below:

  • Identity Proof: Aadhar Card, Voter’s Id, PAN Card, Passport, Driving License, etc.
  • Address Proof: Latest months’ electricity/water bills, Aadhar Card, Passport, etc.
  • Income Proof: Latest bank statements/salary slips (in case of salaried individuals) and latest audited ITR in case of self-employed people.

How to Apply for the HDFC Bank Platinum Times Credit Card?

You can apply for the HDFC Bank Platinum Times Card online or offline at your convenience. To apply offline, you can visit your nearest HDFC branch with all the required documents and apply for the card by filling out the physical application form. You can also apply online for the HDFC Platinum Times Credit Card as follows:

  • Visit HDFC Bank’s official website.
  • Under the ‘Pay’ section, click on ‘Cards’ and then on ‘Credit Cards.’
  • Under the ‘Others’ category, you will find the Platinum Times Credit Card.
  • Click on Apply Now option under that.
  • Proceed further by entering your details carefully.


HDFC Bank Platinum credit card is well suited for the young generation providing them with great offers and benefits on dining and entertainment. If you are a beginner and looking for a credit card then this card might just work for you. The card charges a nominal annual fee of Rs 1,000 and you get a reward rate of Rs 0.10 on redemptions and you also get accelerated reward points on weekend dinings.

However, if you want a credit card with a similar fee, but more saving opportunities, you should check the HDFC Bank All Miles Credit card. What do you think about this credit card? Do let us in the comments below.

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