Yatra SBI credit card is a travel co-branded credit card launched in partnership with Yatra.com. The card comes with various benefits and privileges to travelers. You get Rs 1000/- off on domestic flight booking and Rs 4000/- off on international flight bookings using this card. As a welcome gift, you are provided with a Yatra e-gift voucher of Rs. 8,250 after paying the membership fees. With this credit card, you get 1 Reward Point per Rs. 100 spent and 6 reward points per Rs 100 spent. You also get an air accidental insurance cover of Rs 50 lacs. To know more, keep reading:
- Joining Fee- 499 plus applicable taxes
- Renewal Fee- Rs 499 plus applicable taxes
- Best Suited For- Travel
- Reward Type- Reward Points
- Welcome Benefits- Get e-gift vouchers from Yatra.com worth Rs 8250/- on paying the membership fee
Rewards and Benefits
- Movie & Dining- NA
- Rewards Rate- 6 Reward Points per Rs. 100 spent on Movies, Groceries, Entertainment, Departmental Stores, Dining, 1 Reward Point per Rs. 100 on all other spenings.
- Reward Redemption- 1 RP = Rs 0.25 redeemable through by visiting the SBI Card website or at www. yatra.com website
- Travel- You get Rs 1000 off on domestic flight bookings on min transaction of Rs 5,000. You also get Rs Rs. 4,000 off on international flight bookings on min transaction of Rs 40,000 and 20% off on domestic hotels
- Golf- NA
- Domestic Lounge Access- NA
- International Lounge Access- NA
- Insurance Benefits- Complimentary air accidental cover worth Rs 50 lacs
- Zero Liability Protection- Protection cover provided in case of any unauthorized transaction made from the credit card if reported within the stipulated time
Fees & Charges
- Spend based Waiver- Annual and renewal fees can be waived if you spend Rs. 1 Lakh in a year.
- Rewards Redemption Fee- Rs 99/- per request
- Foreign Currency Markup- 3.5% per conversion
- Interest Rates- 3.5% per month (42% per annum)
- Fuel Surcharge- 1 % on fuel transactions across all petrol pumps in India
- Cash Advance Charge- 2.5% of withdrawal amount, subject to a minimum of ₹300
- Add-on Card Fee- Nil
Product Details
- Yatra E-gift vouchers worth Rs 8250/- as welcome gift
- Get Rs 1000 off on domestic flight bookings
- Get Rs Rs. 4,000 off on international flight bookings
- Annual fee of Rs 499 plus applicable taxes
- Enjoy 20% off on domestic hotels
- Annual fee waiver if you spend Rs 1 lac
- Complimentary air accidental cover worth Rs 50 lacs
- 1% fuel surcharge waiver on fuel purchases across all petrol pumps in India
Welcome Benefit
As a welcome benefit, you will get Yatra e-gift vouchers worth Rs 8250/- after the membership fee of Rs 499/- has been paid. These vouchers will be shared on your registered mail id or mobile number within 15 days.
- You get 2 domestic travel vouchers worth Rs 500 and 2 international travel vouchers worth Rs 1000.
- You also get a voucher for domestic holidays worth Rs 1500/- and a voucher for international holidays worth Rs 3000/-
- A hotel booking voucher worth Rs 750/-
- Two or more vouchers can not be clubbed together while booking.
- These discount vouchers should be used before the expiry date.
Travel Benefits
- You get Rs 1000 off on domestic flight bookings can be availed on a minimum transaction of Rs 5000/-
- You also get Rs Rs. 4,000 off on international flight bookings that can be availed on a minimum transaction of Rs. 40,000
- Enjoy 20% off on domestic hotels and can be availed a transaction after a transaction of Rs 3000/- and subject to a maximum discount of Rs 2000/-
- Use promo code TRAVEL to avail of this offer on bookings and can be used a maximum of up to 6 times
- Discount offer can not be clubbed with any other offer
Reward Points
With this credit card, you can 6 Reward Points per Rs. 100 you spend on groceries, Movies, Departmental Stores, Entertainment, Dining, and 1 Reward Point per Rs. 100 spent on all other categories. The Reward Point limit is capped at 5000 points per calendar month. The reward rate provided by this card is Rs 0.25. A minimum of 1000 reward points is a set limit for redemption which can be redeemed for yatra vouchers.
Annual Fee waiver
You get an annual fee waiver on spending Rs 1 lac or more in a year using this credit card
Insurance and Fuel surcharge Benefit
- You get a complimentary air accidental cover of Rs. 50 lakhs with this credit card and this cover is provided to Primary cardholders only
- You get a waiver on fuel surcharge of 1% on fuel purchases across all petrol pumps in India using this credit card subject to a maximum limit of Rs 100
Conclusion
This is card is the one for you if you are a frequent traveler and can help you make your travel cheaper. This card comes loaded with offers and discounts on flight booking and hotel bookings for its customers. Yatra SBI card provides a lower reward rate on general spending but offers a higher percentage of 1.5% of rewards rate on retail, groceries, dining, entertainment, and international purchases. SBI Yatra Card can be seen as beneficial for consumers who frequently book domestic hotels. Drop your views on the card down in the comment section.
