Yatra SBI Credit Card, Rewards and Benefits, Joining Fees & amp; Charges, Apply Online

Yatra SBI Credit Card: HDFC Bank and Paytm has led to the introduction of a co-branded offering that merges HDFC Bank’s established banking services with Paytm’s innovative digital payment platform. This partnership aims to redefine the landscape of financial transactions by providing users with a seamless and rewarding experience. Through this integration, users gain access to a wide array of digital payment solutions, including bill payments, recharges, online shopping, and peer-to-peer transfers, all within a unified platform. By combining the convenience of Paytm’s digital ecosystem with HDFC Bank’s trusted banking services, the co-branded offering enhances accessibility and empowers users to manage their finances efficiently.

One of the key highlights of the HDFC Bank and Paytm co-branded offering is its enticing rewards and benefits program. Designed to cater to diverse spending habits and preferences, this program offers users various incentives such as cashback, discounts, vouchers, and reward points on eligible transactions. Whether it’s shopping, dining, travel, or utility payments, users can earn rewards for their everyday spending. Additionally, the co-branded offering extends exclusive welcome offers to new users, providing them with bonus reward points, cashback, or discounts on their initial transactions. This not only enhances the value proposition for users but also fosters long-term engagement and loyalty. With a focus on security, accessibility, and customer support, the HDFC Bank and Paytm co-branded offering aims to deliver a superior digital payment experience, driving financial inclusion and empowerment for users across India.

Rewards and Benefits

• Rewards Rate: Indulge in your favorite activities with a rewards rate that knows no bounds. Earn 6 Reward Points for every Rs. 100 spent on movies, groceries, entertainment, departmental stores, and dining, ensuring every transaction is a step towards exciting rewards. For all other spends, earn 1 Reward Point per Rs. 100, making every purchase count towards your rewards journey.
• Reward Redemption: Your rewards, your way. Redeem your hard-earned Reward Points at your convenience, with 1 Reward Point equivalent to Rs. 0.25. Choose to redeem your points by visiting the SBI Card website or through the seamless process offered at www.yatra.com, ensuring flexibility and ease of redemption.
• Travel Benefits: Embark on unforgettable journeys with exclusive travel benefits tailored for the discerning traveler. Enjoy Rs. 1000 off on domestic flight bookings with a minimum transaction of Rs. 5,000, and Rs. 4,000 off on international flight bookings with a minimum transaction of Rs. 40,000. Additionally, avail of a generous 20% discount on domestic hotel bookings, ensuring savings and convenience every step of the way.
• Insurance Coverage: Travel with peace of mind knowing you’re covered by complimentary air accidental insurance worth Rs. 50 lakhs, providing you with added security during your journeys.
• Zero Liability Protection: Rest easy knowing your finances are safeguarded against unauthorized transactions. Benefit from zero liability protection, ensuring you’re protected in case of any unauthorized usage of your credit card, provided it’s reported within the stipulated time frame.
• Review: With its generous rewards rates, exclusive travel benefits, and robust insurance coverage, the SBI Card Movie & Dining Credit Card is the epitome of luxury and convenience. Whether you’re indulging in your favorite pastimes or embarking on exciting travel adventures, this card is your perfect companion. Experience the ultimate rewards journey and unmatched peace of mind with the SBI Card Movie & Dining Credit Card.

Fees & Charges

• Spend Based Waiver: Say goodbye to annual and renewal fees! Enjoy the freedom of waived fees by simply spending Rs. 1 Lakh in a year, ensuring that your card remains a valuable asset without any additional cost.
• Reward Redemption: Reap the rewards of your spending effortlessly. Redeem your Reward Points at your convenience, with a nominal fee of Rs. 99 per request, ensuring flexibility and accessibility to your hard-earned rewards.
• Foreign Currency Convenience: Travel the world with ease knowing that your card offers competitive foreign currency markup rates of 3.5% per conversion, ensuring seamless transactions wherever your journey takes you.
• Interest Rates: Manage your finances with confidence. Benefit from competitive interest rates of 3.5% per month (42% per annum), ensuring that your financial journey remains smooth and stress-free.
• Fuel Surcharge Waiver: Enjoy savings on the go! Benefit from a 1% fuel surcharge waiver on all fuel transactions at any petrol pump across India, ensuring that every journey is not only convenient but also cost-effective.
• Cash Advance Convenience: Access cash effortlessly whenever you need it. Enjoy cash advance charges of only 2.5% of the withdrawal amount, subject to a minimum of Rs. 300, providing you with financial assistance whenever required.
• Add-on Card Benefits: Extend the benefits to your loved ones with ease. Enjoy the convenience of add-on cards without any additional fee, ensuring that your family members can also experience the privileges of the SBI Card Spend & Save Credit Card.

Product Details

• As a welcome gesture, receive Yatra E-gift vouchers valued at Rs 8250.
• Enjoy a discount of Rs 1000 on domestic flight bookings and Rs 4000 off on international flight bookings.
• Indulge in a 20% discount on domestic hotel stays.
• Benefit from a complimentary air accidental cover valued at Rs 50 lacs.
• Receive an annual fee waiver upon spending Rs 1 lac.
• Get a 1% fuel surcharge waiver on fuel purchases at all petrol pumps across India.

Yatra SBI Credit Card Features & Benefits

Introducing the Yatra SBI Credit Card: Your Key to Travel Rewards and Exclusive Benefits

Embark on a journey of unparalleled rewards and travel privileges with the Yatra SBI Credit Card, meticulously designed to elevate your travel experiences and cater to your lifestyle needs.

Welcome Benefit

Kickstart your journey with exclusive Yatra e-gift vouchers worth Rs. 8250/- upon payment of the nominal membership fee of Rs. 499/-. Dive into a world of travel possibilities with 2 domestic and 2 international travel vouchers, along with vouchers for domestic and international holidays. Additionally, enjoy a hotel booking voucher to enhance your travel experiences, all delivered directly to your registered email or mobile number within 15 days.

Travel Benefits

Unlock incredible savings on your travel expenses. Enjoy Rs. 1000 off on domestic flight bookings and Rs. 4000 off on international flight bookings, coupled with a generous 20% discount on domestic hotel bookings. Use promo code TRAVEL to avail of these offers, ensuring that every journey is not only memorable but also budget-friendly.

Reward Points

Maximize your rewards with every spend. Earn 6 Reward Points for every Rs. 100 spent on groceries, movies, departmental stores, entertainment, and dining, with an additional Reward Point per Rs. 100 spent on all other categories. With a monthly cap of 5000 points and a redemption rate of Rs. 0.25 per point, your rewards are within easy reach, with a minimum redemption limit of 1000 points for Yatra vouchers.

Annual Fee Waiver

Enjoy the convenience of an annual fee waiver by simply spending Rs. 1 lac or more in a year, ensuring that your card remains a valuable asset without any additional cost.

Insurance and Fuel Surcharge Benefit

Travel with peace of mind knowing you’re covered by a complimentary air accidental cover of Rs. 50 lakhs. Additionally, benefit from a waiver on fuel surcharge of 1% on fuel purchases at all petrol pumps in India, subject to a maximum limit of Rs. 100, ensuring savings on every journey.

Review

The Yatra SBI Credit Card is a must-have for frequent travelers, offering a plethora of benefits and discounts on flight and hotel bookings. While the general reward rate may be lower, the card provides an attractive 1.5% reward rate on retail, groceries, dining, entertainment, and international purchases. Ideal for those who frequently book domestic hotels, this card is your ultimate travel companion. Share your thoughts on the card in the comments below and embark on your next adventure with the Yatra SBI Credit Card.